RIBA & LARIBA, What is the Difference:


 

 

RIBA Conventional

Faith-Based LARIBA

1

Dominant Attractor

Money

Life As Prescribed by God In All Abrahamic Faiths 

2

Defining Purpose

Use Money to Make Money for Those Who Have Money

Employ Available Resources to Meet the Basic Needs of Everyone without Extravagance

3

Firm Size

Very Large, e.g. Mega Banks

Small and Medium-Size

4

Costs

Externalized to the Public

Internalized by the User

5

Ownership

Impersonal, Absentee

Personal, Rooted

6

Financial Capital

Global with No Borders

Local/National with Clear Community Reinvestment Borders

7

Purpose of Investment

Maximize Private Profit & Wealth

Increase Beneficial Output to the Community

8

The Role of Profit

An End to be Maximized

An Incentive to Invest Productively in the Community

9

Coordinating Mechanisms

Centrally Planned by Mega-Corporations

Self-Organizing Markets and Networks of Communities Around Synagogues, Churches and Masjids.

10

Cooperation

Among Competitors to Escape the Discipline of Competition.

Among People and Communities to Advance the Common Good for All.

11

Purpose of Competition

Eliminate the Unfit and Capture Markets

Stimulate Efficiency and Innovation

12

Government Role

Protect the Interests of Property

Advance the Human Interest as Revealed in All Godís Messages

13

Trade

Free, But For The Benefit of Mega Corporations.

Free, But Fair and Balanced

14

Political Orientation

Elitist, Democracy of Money (Dollars)

Populist, Democracy of Persons




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